Business Finance
SBA Loan Calculator
Plan an SBA-backed business loan with a payment and estimated guarantee cost.
SBA Loan Calculator
Adjust the figures to update your estimate.
- Payment
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- Total interest
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- Total repayment
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- Additional estimate
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How this calculator works
Enter realistic numbers for your situation. The calculator updates immediately to give you an estimate you can use for planning and comparing options.
Formula explained
The principal is amortized monthly; the guarantee fee estimate is the loan amount multiplied by the guarantee percentage.
Example calculation
For a $100,000 loan with a 75% guarantee, the guaranteed portion is $75,000.
Factors that affect your result
- SBA program and guarantee fee
- Rate type and maturity
- Collateral and lender underwriting
Frequently asked questions
Is the SBA Loan Calculator free to use?
Yes. This calculator is free, requires no sign-up, and gives an estimate instantly.
Are the results a loan offer?
No. Results are educational estimates. A lender's rates, fees, underwriting and payment terms may differ.
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